Here are the details on each of the cards: RBC ION+ Visa. Scotiabank. RBC ION Visa; RBC ION+ Visa; Note: Commercial credit cards, Cashback. Learn More about Avion Rewards Credit Cards. Plus get innovative benefits with the no annual fee RBC ION Visa. . Fees of this are: (i) one-time fee of up to 3% of the total purchase amount converted to an Installment Plan, charged within 3 business days from the date of conversion, orMy RBC ION+Visa review up to this point has concentrated on the earn rate and perks. Rewards, savings, and more with a student bank account. If you lose your job or become totally disabled, this coverage can pay 25% of your credit card total account balance – up to $6,250 per month for up to four months. Check out the best credit card from RBC -- the Royal Bank of Canada--Canada's biggest bank. Associated States. The date your RBC credit card account is sixty (60) days past due. Apply by December 6, 2023. These are cards that you load with funds and use until the loaded money runs out. This card is a game-changer, offering a fantastic 1. Card”). A travel medical insurance plan offers you unlimited coverage for eligible emergency medical expenses 2 and 24/7 emergency medical assistance. 99%. Cash Advance Rate: 22. Rewards Up to 3 points per $1 spent . bank account and credit card balances. Upon enrolment, 12,000 (“welcome points”) Avion points will appear within the first two monthly statements. 0. Until January 24, 2023, you can increase your value by 25% using one of the following options: RBC Avion Visa cardholders can typically earn $58 for every 10,000 points. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION + Visa, are not eligible for this offer. Those cards are the RBC ION+ Visa Visa and the RBC ION Visa These cards effectively replace the RBC Signature and Rewards+ cards which are no longer available for new applications. Click to learn more about this card. RBC Advantage Banking for students 4. American Express. That’s up to 12% cash back on grocery store purchases for the first three months and up to 11% on all other purchases for the first three months †. 50% on all other purchases. 99% interest rate on cash advances and balance transfers for the first 10 months on approval with the RBC ION Visa. No annual fee. RBC ION+ Visa. Print, complete and sign (make sure both of you sign the form). See all rates & rewards, ask questions, compare to other cards or apply online. 83: Using points for merchandise: 0. S. 5X Avion points for every $1 spent 1 on:. Complete offer eligibility criteria by March 29, 2024. Minimum income requirement: $60,000 personal or $100,000 for household income. recommended credit score: 750. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. 20,000 RBC Avion points upon spending $5,000 in the first six months † The card has an annual fee of $120 †. That redemption rate provides a 0. Whether you want a card that rewards you with points you can use towards travel across Canada or beyond or a card that gives you cash back on all of your purchases, we’ve got a selection of credit cards you can choose from. To pay your RBC credit card bill online, sign up for RBC Online Banking . Limited time offer. The RBC ION Visa credit card is designed to offer a wide range of rewards and benefits that appeal to a variety of consumers. Australia. Italy. RBC ION Visa Review The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. 1a; Rides, Gas & EV Charging—Get the most out of trips by earning points on gas, rideshare, daily. Call to book an appointment to open a bank account over the phone or by video conference. * Conditions apply 26. RBC ION Visa: English. Speaker Details:. 3,500 points. 25 Avion points for every dollar you spend 2. You can. Get a Quote for Travel Insurance. RBC ION Visa. Here's what you'll earn for rewards on your purchases: 3. 20. Contact Us. At either 7,500 points for $175, or 15,000 points for $350, you’ll score a redemption rate of up to 2. 99%. bank account and credit card balances. , RBC Direct Investing Inc. ^. Welcome offer: Get an additional 10% cash back after spending $1,000 in the first 2 months ($100 value). Annual Fee: $48. 99%. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. 99% on purchases, 22. If you are an RBC client, review the list of eligible Avion Rewards products. Opens in a new window. Setting up 2-Step Verification is. RBC ION+ Visa Review. So, say your device cost $500 and you make a claim 6 months later. The interest rate on this card is 7-9 percentage points lower than most Visa cards, which usually charge 19. The RBC ION Visa belongs to the Avion Rewards family. The Royal Credit Line for Students is an easy and flexible way to borrow. 99% on cash advances. RBC ION+™ Visa ‡. RBC ION+ Visa: 7,000 Avion: $85: Apply: RBC ION Visa: 3,500 Avion: $67: Apply:Apply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). Visa RBC ION – Apply Now Annual Fee: $0; Welcome Bonus: 6,000 Avion points upon approval (Apply by Oct 31, 2023) Earn Rate: 1. Earn MORE Avion points on groceries, gas, streaming, digital gaming and more Get 7,000 Avion points Δ when you’re approved for the RBC ION+ Visa credit card or 3,500 Avion points ^ when you’re approved for the RBC ION Visa credit card . , Royal Trust Company or The. RBC ION+ Visa Card Review (2023) The new RBC ION+ Visa Card from the Royal Bank of Canada is great for earning Avion points while paying low monthly fees. When it comes to managing your money as a student, Wise has you covered. Canadians who apply for a new RBC credit card through Lowe’s, RONA and Réno-Dépôt corporate stores or online will receive 10% cash back on all purchases for the first 12 months at Lowe’s Canada’s banner locations, up to $1,000. No seat. , protect your family and your vehicle with RBC Road Assist and hit the road with confidence. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. 85: Gift card redemptions:RBC ION Visa. Card Highlights. Interest rates: 19. There are no blackout dates or advance booking restrictions, even during peak periods. Apply by October 31, 2023 . All first-time FirstReport customers can take advantage of a free 30 day trial today. Annual Fee $0. Upon enrolment, 6,000 (“welcome points”) Avion points will appear within the first two monthly statements. Apply. 5X Avion points for every $1 spent 1 on:. RBC ION Visa: 6,000 bonus points * 1. 99% interest rate on cash advances and. Excellent cash back credit card. 00. Cardholders get 1. bills and review your transaction history. RBC Cash Back Mastercard. Apply by October 31, 2023. , RBC Global Asset Management Inc. By Claire Horwood. RBC cardholders, get exclusive offers. $4 charged monthly (low Annual Fee of $48) 2. 1. Enjoy unlimited deliveries with $0. bank account and credit card balances. Customers looking to pick up an RBC Visa have a handful of options to choose from, including those with cashback offers, travel incentives, low interest, and no-annual fees. 33% when you redeem 15,000 points for a. Income Requirement: $60,000 Personal, $100,000 Household. Get a 0. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most $25 gift cards, including Petro-Canada gift cards 6, and (b) 25,000 Petro-Points, which can be redeemed for a $25 gift card and used toward $25 off your purchase of fuel or convenience store items at Petro-Canada, when you link your new RBC ION Visa to your Petro-Points. The RBC Avion Visa Infinite card earns 1. Once you allow the login, you’ll be able to access your account as usual. 99% on. Earn 1 Avion point for every dollar you spend 2. Furthermore, as part of this offer, you can enjoy a 0. 8M people since launch. Unlock powerful benefits with RBC Vantage every day. 55,000 points. The RBC ION Visa, (a) 3,500 Avion Points, which can be redeemed for most of the $25 gift cards, including Rexall gift cards 6, plus (b) 62,500 Be Well Points, which are worth $25 in value, based on a redemption rate of 25,000 Be Well. , RBC Global Asset Management Inc. Grocery—Satisfy your taste buds while earning points on groceries. For example, if you have the RBC ION Visa or RBC ION+ Visa card you are an Avion Premium member which makes your travel redemption rate is 172 points to $1. AimFinance review: Get a personal loan in 24-48 hours. Monthly fee $4 ($48 annually) Additional Cards: $0 Annual interest. Get 12,000 Avion points on approval with the RBC ION+ Visa. No annual fee; Earn 1. 1. Compare Cards Now Compare Cards NowApply for the new RBC ION Visa card Get 6,000 Welcome Avion Points Upon Approval * (Offer expires April 3, 2023). 1. Buried deep in the T&C's fine print, the points are devalued at 0. Get up to 55,000 Avion points* (a value of up to $1,100†) Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. S. Earn 20% more RBC Rewards points 4. 99%The RBC ION Visa helps you earn rewards on the important purchases you make in your everyday life such as groceries, rideshares, daily transit, digital gaming, streaming and subscriptions. 1. S. 3 Avion points for every $1 spent on grocery, dining, food delivery. 1 - 5 of 5. RBC has the second worst credit card line up and arguably the worst for everyday spending. 99%;Enjoy 10% cash back on eligible restaurant, bar and food delivery purchases for your first 4 months (up to $500 spend). 99% on purchases; 22. If your credit card offers Avion points, cash back, WestJet dollars or British Airways Avios, you’ll see your monthly activity and updated balance of your rewards program here. The new RBC ION Visa credit card from the Royal Bank of Canada covers the basics if you want a no-annual-fee card that earns competitive rewards. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. 75% on all the stated categories* and 0. Help protect your RBC credit card balance when you need it most – with optional BalanceProtector Max. The RBC ® ION Visa offers the following earning rates:. 5 Avion Premium points per dollar spent † on qualifying grocery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions†; 1 Avion Premium point per dollar spent † on all other qualifying purchases†; The first thing you’ll. . 5X Avion points for every $1 spent 1 on:. 5 points per $1 spent . 5x points for every $1 spent on groceries, gas, digital purchases etc; and no Annual Fees. 99% / 22. Rewards. Get 3,000 welcome Moi points upon your first purchase 1 . The process of applying for a credit card is relatively simple, with the option to apply online, call a customer representative or head. recommended credit score: 660. recommended credit score: 650. The RBC Ion program isn't a great program. $39. Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). Have at least $60,000 in personal annual income or $100,000 household annual income. Keep up with your RBC Bank U. Rexall: For every $1 spent on eligible purchases at Rexall, you can earn 50 Be Well points. , RBC Global Asset Management Inc. Updated 08 2023 6 Definitions: DoorDash: means DoorDash Technologies Canada Inc. The RBC ® ION+ Visa is good option for casual travellers who spend on grocery, dining, food delivery, gas, rideshare, daily public transit, electric vehicle charging, streaming, digital gaming and digital subscriptions each month to make it worth the additional $4 monthly fee, when compared to the basic RBC ® ION Visa. , RBC Direct Investing Inc. 20. Transfer money between your RBC U. 99% on cash advances; RBC ION Visa is a newer credit card from the bank. recommended credit score: 660. RBC cardholders, get exclusive offers. Jan 8, 2021. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Rewards Rate. The WestJet RBC Mastercard unlocks savings at a few different brands. 99% interest rate on cash advances and balance transfers for the first 10 months. Best business RBC credit card: RBC Avion Visa Infinite Business: 25,000 bonus points Best cash back RBC credit card: RBC Cash Back Preferred World Elite Mastercard: None: Best no annual fee RBC credit card: RBC ION Visa: 6,000 bonus points : Best low fee RBC credit card: WestJet RBC Mastercard: 100 WestJet Dollars RBC ION+ Visa – RBC’s best Rewards Credit Card for Groceries, Dining, Gas and more. RBC ION Visa Card. creditcardGenius • 6 yr. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. 99% interest rate on purchases and 22. Skip to main content. RBC ION Visa. RBC Virtual Visa Debits, Third-party payment Debits, RBC Royal Bank loan payments, RBC Royal Bank mortgage payments, pre-authorized and self-serve RBC Royal Bank credit card payments and contributions to RBC investment accounts (such as GICs, Royal Mutual Funds, Registered Savings Plans, Registered Education Savings Plans, Registered. Search RBC. RBC Avion Visa cardholders get exclusive access to Friday Friend Pass, where you can buy one lift pass and get a second lift pass for free. Updated. RBC Visa Credit Cards Review. Personal / Credit Cards / Cardholders / Manage My Card. An “Eligible RBC Credit Card” is any RBC personal credit card, excluding RBC Avion Visa Infinite Business‡, RBC Visa CreditLine for Small Business™, RBC Visa Business‡, RBC Business Cash Back Mastercard‡ and RBC Avion Visa Business. It has been provided to help you decide if these coverages meet your needs. $39. RBC ION Visa. By Sam Bourgi. RBC Business Owners will only be able to link up to two (2) Business Credit Cards and one. 1. Grocery—Satisfy your taste buds while earning points on groceries. Earn 1 Avion point for every $1 you spend and an extra 25% on eligible travel purchases. 1. Sign In. 99% (20. Read our full review of these 2. BONUS 55,000 Avion. Germany. 99% interest rate on cash advances and balance transfers for the first 10 months. S. The Best of RBC Credit Cards. RBC Royal Bank offers you a number of easy ways to make a credit card payment including online, by phone, in branch, at an ATM and. Apply by November 27, 2023. Start earning, get perks, have access to exclusive experiences, events and much more. Call 1-800-565-3129. With superior roadside assistance 24 hours a day, 365 days a year throughout Canada and the Continental U. Bank accounts. Plus, get a 0. Enjoy 0. Minimum income requirement: $60,000 personal or $100,000 for household income. Your guide to the interest rate, fees and features to expect with an AimFinance personal loan. 25 points per $1 spent. Compare Travel Medical Insurance Plans for RBC Clients 1. First, here's what you'll earn for rewards on all your purchases: 1. 99%. It’s time to discuss the benefits of your insurance now. Review the legal disclaimer and select Continue. , Royal Trust Company or The. 99% on cash advances. 5x Avion points for $1 spent on ; Grocery; Rides (incl. RBC ION Visa product rating: 3. 99% for Quebec residents) — on cash advances, an RBC ION+ Visa credit card involves a $48 annual fee (charged monthly). 5 points for every $1 you spend on daily purchases like gas and groceries, 2 points on travel purchased through the CIBC Rewards Centre and 1 point on everything else. Additional cardholder(s), as well as existing cardholders of any RBC credit cards. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. 5 Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, and digital gaming, and 1 Avion point for every $1 spent on. Earn 2X the Moi points on dining, gas, EV charging 3 and on qualifying purchases at participating Metro, Jean Coutu, Brunet and Première Moisson stores. 5X Avion points for every $1 spent 1 on:. As a welcome bonus for new cardmembers, you can earn 3,500 Avion Premium points upon approval, † with no minimum spending requirement. Earn 1. Get a 0. 1. Pay with your new credit card at Lowe’s Rona Réno-Dépôt to get a: Get a 10% statement credit on eligible purchases up to $100 in your first 12 months 1; Opt in to get a 1% statement credit after your first year on all. 3,500 points. You’ll also have to pay a 10% deductible off the depreciated value as well. Although you earn Avion points with this card, since this is a lower tier RBC…. Apply Now. RBC ION Visa. Compare credit cards with RBC Royal Bank's easy-to-use comparison tool. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. The date you or the Royal Bank cancels your RBC credit card account; or 2. RBC Visa Classic Low Rate Option RBC ION™ Visa. Grocery—Satisfy your taste buds while earning points on groceries. In this review, we will discuss the card’s earning potential, four significant benefits, two drawbacks, and additional relevant information. Benefits of the RBC ION Visa Card RBC provides over 100 options for gift card rewards and ION+ cardholders can redeem for them at a rate of 140 points towards $1. In this guide. The interest rate maximum is 22. 50 in credit for the same number of points. Sign into RBC Online Banking only once and access your U. Add Another Card. Min. RBC Wealth Management: RBC Dominion Securities Inc. FirstReport TM runs on technology that safeguards more than 500,000 2 Canadians against identity theft and online fraud. recommended credit score: 660. and Canadian accounts instantly – for free 8. Cash Advance: $5. Compare. opens in a new window. Apply by December 6th, 2023. Examples include the RBC ION Visa and Scotiabank Scene+ Visa Card. RBC Avion Visa Infinite Privilege Card; Annual fee: $120: $120: $399:. 6000 Avion points on approval. Annual Fee. 5% cash back¹ on all. Enjoy 6,000 Welcome Avion points upon approval. , RBC Direct Investing Inc. Get 5x more Be Well Points every time you shop at Rexall with your linked RBC Card 58. Additional cardholder(s), as well as existing cardholders of any RBC credit cards, applying for or transferring to an RBC ION + Visa, are not eligible for this offer. RBC ION Visa Card. 5X Avion points for every $1 spent 1 on:. Min. 5X Avion points on: Grocery – Satisfy your taste buds by earning points on groceries; Rides,. Grocery—Satisfy your taste buds while earning points on groceries. No annual fee; Earn 1. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and. Get up to 55,000 Avion points* (a value of up to $1,100†) Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months*. 155 Wellington Street West, 17th Floor Toronto, ON, M5V 3K7 RBC Credit Card Payments (Except US Visa Gold) RBC Royal Bank P. 7 • Save 3¢ per litre at Petro-Canada‡7 • Get 20% extra Petro-Points7 • Get 20% extra Avion points7 Link your card and earn 50 Be Well‡ points for every $1 spent on eligible purchases atOur review. ADVISOR. RBC Cash Back Mastercard. Apply by November 27, 2023. $0. PDF Form: French. Pay With Points. Royal Bank RBC ION+ Visa Compare Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! † Apply Now Annual Fee: $48 Additional Card: $0 Purchase Rate:. 3,500 points. I bet why the bank is trying to sell you the rewards card is because of the annual fee. Purchase Rate:20. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 99% on purchases, 22. Get 3,500 Welcome Points and earn 3,500 bonus points when you spend $500 in your first 3 months. 20. 20. The RBC Ion+ Visa has a new monthly fee of $4, and the signup bonus is 12,000 Avion points upon approval if you apply prior to November 30, 2022. ( Read more about Depends. 1. The most expensive on our list is the RBC British Airways Visa Infinite Card at $165 — pretty normal for a premium card with travel rewards that typically have annual fees from $119 or higher. S. RBC ION+ Visa. For RBC ION Visa Card To be eligible for this offer your application for the RBC ION Visa must be received by the date indicated on this page and must be approved by us. No annual fee. Up to $500,000 CAD (in total contributions). The earn rate is decent, the reward categories are pretty cool, and not having any income requirements is a sweet bonus that opens it up to even more users. 5 on certain types of common purchases. Earn 1. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Apply by December 6, 2023. See Coverage Details. RBC ION Visa Rewards : Earn 1. Updated. To be eligible for this offer your application for the RBC ION Visa credit card must be approved by us. Earn points faster with everyday purchases like gas and travel using select cards 1. Apply by December 6, 2023; Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. RBC InvestEase. 6,000 points. AdChoices; Promotions; Royal Bank. ^ Earn 1. Virtual Visa Debit; Direct Deposit; Additional Account Services; Get iPad with an eligible account Credit Cards. Rewards Summary Box. Get 3,500 Avion points when you get approved for the card. 99% introductory interest rate on cash advances and balance transfers for the first 10 months ^. $120 annual fee. The RBC ION Visa is a decent no fee credit card that has a respectable earning rate but limited benefits. 20. No annual fee. 3,500 points. Apply by December 6, 2023 ^ Monthly fee $0 | Additional Cards: $0 | Annual interest rate: 19. Earning Rewards. The ION/ION+ doesn't earn the same type of rewards as Avion cards. 5X Avion points¹ on: Grocery. RBC ION Visa. 99% introductory interest rate for the first 10 months on balance transfers and cash advances. RBC ION Visa. Special Offer. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. This offer may not be combined or used in conjunction with any. 3,500 points. For complete details of the insurance coverages included with the RBC ION+ Visa card, please review the Certificate of Insurance in its entirety found on theentire balance of the insured item must be paid using your RBC credit card in order for it to be covered. 99% interest rate on cash advances and balance transfers for the first 10 months. Your reviews. 1. US & Canada: Coverage is limited to Canada and the 50 states of the United States of America. DoorDash: Get a complimentary 3-month DashPass subscription,. Apply by November 30, 2022 ^ The ION Visa is a no annual fee card while the ION+ moves to a monthly subscription model with a fee of $4 per month ($48. For Avion points, you. 7,500 Avion points for a one-way ticket, with a maximum base fare of $175. opens in a new window. Scroll down to the box on the right-hand side labelled My Services. Earning Avion Points. For ages 13+. Keep up with your RBC Bank U. Pay U. RBC ION Visa. For complete details of the insurance coverage included with these credit cards, please review the Certificate of Insurance in its entirety found on the RBC Insurance. The notification will show the type of device used, as well as your location and the date and time of the login attempt. Enjoy 3,500 Avion welcome points upon approval – that’s a value of $25 in gift cards. RBC ION Visa Review. , Royal Trust Company or The.